Buying your first home is a big step. Get to know what your options are when applying for a loan.

First Home Buyer Guide

First Home Buyer Guide: What You Need to Know Before Applying for a Loan

Buying your first home is an exciting milestone, but it can also feel overwhelming. At Loan Path Finance, we’re here to simplify the process and help you feel confident from the start.

Know Your Budget

The first step is to get an understanding of how much you can borrow. Using our home loan borrowing calculator, you can get a quick estimate based on your income and expenses, as well as other important factors including stamp duty, legal fees, and lenders mortgage insurance (LMI).

Understand Your Loan Options

From fixed-rate to variable loans, choosing the right one for you is key. We explain all your options clearly and help you choose a product that fits your lifestyle and financial goals.

First Home Buyer Schemes

You may be eligible for government assistance like the First Home Owner Grant, stamp duty concessions, or the First Home Guarantee. These programs can significantly reduce the upfront costs of buying.

Get Pre-Approved

Loan pre-approval gives you a clear price range and makes you a more attractive buyer in a competitive market. We’ll handle the paperwork and ensure your application is strong.
At Loan Path Finance, we work with over 16 lenders to find the right home loan to suit your situation, and we’ll support you every step of the way.