Faq’s
Frequently Asked Questions
We offer a wide range of loan solutions including home loans, investment loans, business and commercial finance, refinancing, asset finance, and SMSF lending. Our team works with over 16 leading lenders to provide tailored options for your specific goals.
A fixed rate locks in your interest rate for a set period, offering predictable repayments. A variable rate can fluctuate with market changes but often provides more flexibility. We’ll help you weigh the pros and cons based on your needs.
Yes. Refinancing can help you access a lower interest rate, reduce your repayments, consolidate debt, or unlock equity. We compare options across multiple lenders to find the best refinancing solution for your situation.
The loan approval process typically takes between 5–10 business days, depending on your lender and how quickly documents are provided. We streamline the process to avoid delays and keep you informed at every stage.
Absolutely, we guide first home buyers through every step. We assist in loan pre-approval and deposit planning as well as understanding government grants like the First Home Owner Grant or First Home Guarantee.
Common documents include proof of identity, recent payslips, tax returns, bank statements, and details of any existing debts. We’ll provide a full checklist to make the process as simple and stress-free as possible.
As finance brokers, we compare loan products across multiple lenders to find the most competitive and suitable option for your needs, something banks can’t do. We also handle the paperwork, negotiation, and support you through to settlement.